• renting Still renting? Let’s talk. Why pay rent when you CAN buy a home and enjoy the pride of ownership, build up equity for yourself instead of your landlord, and watch your investment grow in value. I hate to say this because I hate the thought of insulting someones choice to rent, or their lack of choice in not buying …
  • notthesame Don’t fit the mold? Neither do we. You are not the same as everyone else. Yet the Big Banks will try to squeeze you into a mold of what they consider a “traditional” borrower. Don’t fit? Sorry – higher rate for you. Or, no mortgage at all. We are not the same as the Big Banks. We offer personalized service, more convenient …
  • over5percent My mortgage rate is over 5%. Should I re-finance now or wait? A tough question. A question some have tried to answer simply by saying, “No, you should wait.” But the real answer is, “It depends.” Depends on what, you ask? Let me explain. Everyone’s circumstances are different. There is no one-size fits all answer. My GENERAL response is, “Yes, it probably makes sense to refinance if …
  • makingsense Need help making sense of it all? You’re not alone. It isn’t a question of why you should use a mortgage broker. The question is: why wouldn’t you? With the help of a mortgage broker you are guided through the process of borrowing large sums of money. It is no small task. It can be exciting and it can be stressful and scary. If you …
  • todaysrates Today’s rates are a window of opportunity. We are in a period of historically low rates, which some say may even be once-in-a-lifetime. Consensus is that rates have nowhere to go but up. In a few short years, rates have fallen to dramatic lows, and it is widely expected that when (if?) the economic recovery gathers steam, rates will rise back to …

Mortgage Checkup

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Mortgage Calculators

These are some of the best mortgage calculators on the net.

CMHC – Everything Housing

A wealth of must-read resource material for any homeowner, or prospective homeowner.

First Time Homebuyers

If you’re new to all of this, here’s a great starting point.

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